Living Large – Even on a Fixed Income

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I want to share some information with you, which was recently provided by the National Association of REALTORS® regarding enjoying your retirement.

Here it is… I hope you gain some ideas from their information…

The phrase “living large” isn’t restricted to being rich or spending loads of money. It’s about wringing every drop of joy possible out of every day and enjoying your life… moment by moment. It means different things to different people, but the one thing all living-large enthusiasts have in common is they don’t worry over making ends meet, financially.

When seniors find themselves with fewer responsibilities and more personal freedom, they’re often at an important crossroads, where the decisions they make can mean the difference between joy and stress. The two leading causes of stress, for seniors, are financial strain and loneliness. Making matters worse, people experiencing stress often retreat from their social support systems at the time they need them the most.

The first step is to address financial issues. The second is to be more socially interactive.

Here are some tips to help find more joy, by pursuing your own brand of bliss – instead of worrying about making ends meet. Some of the ideas are common sense ways to save money painlessly, while others are a little more creative. But they all have one goal: To improve the quality of an individual’s life regardless of their budget and to discover fun affordable ways to collect experiences, are memories and LIVE LARGE!

6 Superb Ways to Curb Costs

Many bills are the result of long-term habits. After years of raising children and working full time, it’s easy for old patterns to continue unchallenged. That’s why a comprehensive bill review is the first step for revealing expenses that are no longer necessary – as well a discovering more attractive and affordable options, including:

  1.  Two Cars? When both spouses were working full time and getting children to different events, two cars may have been a requirement. Does this need still exist?
  2. Cut the Cable. Which the improvement of online streaming options many people have decided they prefer selecting why they want to view (often avoiding commercials) over enduring whatever is available on cable.
  3. Out of Sight, Out of Mind? For years, many people have dutifully paid monthly storage unit fees. Sort through and toss what’s no needed, re-home what’s going to the kids, and donate things that are no longer useful to you.
  4. Prescription Savings. Often, prescription drugs are both necessary and expensive. Comparison shop – fees charged may vary from pharmacy to pharmacy.
  5. Savvy Shopping. Major sales aren’t limited to Black Friday or Cyber Monday. Every year, various big-ticket items are often discounted seasonally, including:                Cars – current inventory goes on sale when new models arrive, usually in the fall
    Computers – Late March/April and August/September
    Large Appliances – September/October when new models are rolled out
    Televisions – Late November and January
    Outdoor – Lawnmowers in April and after Labour Day
    Grills, patio furniture, in October and November
    Mattresses – end of May
  6. Other Opportunities to Save – Amazon is a popular place to buy, but did you know that their are sites that track Amazon prices? Use CamelCamelCamel.com or keepa.com to view price history. Even with deals, remember to keep the focus on Living-Large. In other words, buy only what you need at the best possible prices.

Reigning in unnecessary expenses is only the first step in learning how to live large on a fixed income. The real fun is shifting the focus to discovering a world of budget-friendly opportunities to learn new things, enjoy new experiences, and establish new friendships.
Here is a list to consider:
1.  Healthier Eating Choices – It’s hard to enjoy anything when health issues arise which means prevention should always to a top priority
2. Music Magic – The health benefits ofmuxid are scientifically documented an dramatic – especially for older people an those suffering from heart circulatory, stroke, memory and sleep issues.
3.  Keep Learning, Keep Moving.
4.  See More Places, Do more Things. Travel is one of the best ways to have new experiences.
5.  Closer to Home. Seeing new sights and enjoying new experiences shouldn’t be reserved for out-or-town trips. Consider local entertainment such as art galleries and museums, zoos, theatre productions and more.
6.  Finally, don’t forget to schedule some “me time” to be alone and enjoy your own company, which can do as much for your outlook as travel and socializing. Consider meditation, journaling, reading, yoga, or even curling up with a blanket and a bowl of popcorn to watch a movie solo.
I hope you found some new ideas in this article.

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